Credit and Leasing: How They Work

Financing a new car can sometimes feel overwhelming. With different loan options, lease options, and payment plans, it can be hard to keep the process straight. 

When choosing an Alfa Romeo lease that's right for you, you may be wondering whether your credit score will impact your decision. We're here to answer some of your most pressing questions so that we can make the Alfa Romeo purchasing process as painless as possible for you. 

Does Credit Impact Leasing?

The short answer is, "yes," but don't worry because it's certainly not the only factor taken into consideration. We're committed to finding you the right payment option for your new Alfa Romeo car no matter your budget or financial circumstances. 

How Does My Credit Impact My Lease?

Your credit score will be taken into consideration no matter which lease option you got with, but there are ways to work around low credit scores. Some ways you can still have a reliable lease are paying higher interest rates, taking out private loans, or having a cosigner. 

If you're not sure where you stand, you can always apply for Alfa Romeo financing to see which financial incentives you qualify for. We're here to set you up for financial success no matter your credit score.

What Will My Payments Be Like?

Your vehicle's down payment and its monthly payments are going to vary depending on the model and the lease option you select. If you have a vehicle you no longer use or that you'd like to upgrade, we give you the option to bring it to us and value your trade. This will result in a lower down payment and will give you the ability to instantly start budgeting. You can also always visit us in person and speak to a financial specialist to see what your payments may look like month-to-month.

Our commitment at Helfman Alfa Romeo of Houston is to work with you, your lifestyle, and your budget to make sure that you can drive off the lot in the Alfa Romeo of your dreams. Let us know if you have any further questions about the purchasing process or any of the models that we carry. We're eager to help you!