There are very few vehicles on the planet that have the exquisite luxury and performance features of the Alfa Romeo Stelvio. If this is the car you’re buying, you have made a fantastic choice.
Of course, one of the things you are probably thinking about is the Alfa Romeo Stelvio price. With financing, however, you don’t have to focus on the total price, as you only need to supply a small percentage. This guide from Helfman Alfa Romeo goes over the financing process.
Choosing a Down Payment
The first step is to figure out how much money you have on hand for your vehicle right now. You should aim for 20 percent of the sale price. This will shave off thousands of dollars that you will need to borrow. If you have an older car you are looking to replace, consider using it as a trade-in.
Determining Your Loan Term
The next step in the process is deciding on a loan term. The shorter this is, the larger your monthly payments will be. And while it could be tempting to go with a long term, you have to remember that this will result in paying more in interest. This is why the recommendation is to choose a term around four years.
Picking a Monthly Payment
Finally, you need to think about how much you want to spend on your vehicle every month. Another good rule to follow is to not exceed 10 percent of your income on all vehicle expenses. These include gas and maintenance, along with the payment.
Start the Alfa Romeo Financing Process in Houston, TX
Once you are ready to get the financing process started, Helfman Alfa Romeo makes it simple. Just fill out our online application to get pre-approved. You can also contact us if you have any questions.
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