Are you interested in financing a pre-owned Alfa Romeo model? While it is absolutely possible to finance a pre-owned vehicle, there are some restrictions. We’re diving into all the details at Helfman Alfa Romeo to give you an inside look.
Getting Approved
Yes, you can finance a pre-owned Alfa Romeo car or SUV at our dealership. In fact, we have a streamlined process to get you approved in just a few simple steps. We’ll collect your buying criteria and then submit it to our circle of trusted lenders to find a competitive offer for you.
Financing Factors
When you apply for financing, there is some information that we will need to collect from you. We look at your income, as well as your existing debt. Generally, lenders want buyers with a debt-to-income ratio that is 36 percent or less. Lenders will also pull your credit report to see your credit score and how responsibly you borrow (and pay back) loans.
Pre-Owned Loan Restrictions
It’s important to note that while you can finance a pre-owned vehicle, some lenders will have restrictions. After all, many pre-owned vehicles have a shelf life and lenders don’t want to run the risk of extending a loan for a vehicle that ceases to operate. So, some lenders will only extend an offer in specific circumstances:
- A late-model pre-owned car (typically needs to be 10 years old or newer)
- A low-mileage pre-owned car
- A Certified Pre-Owned Alfa Romeo vehicle
- A short-term loan length
Finance a Pre-Owned Alfa Romeo Car or SUV Today
Our team is committed to offering a streamlined financing process. We can help you secure auto financing in just a few simple steps. Visit Helfman Alfa Romeo to apply for auto financing today!
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